Interest Free Payments

At The Bush Dental Practice, we offer interest-free finance options through Hitachi Capital UK PLC.

We know that having the money you need to pay for your treatments straight away is not always possible. That’s why we offer finance options including 0% interest in order for you to able to spread the cost of your treatment.

Why Choose Finance?

Say ‘yes’ to the treatment you want right now
You can have the treatment you need right now, and with our 0% finance option, you won’t end up paying any more than you would in cash.

Payments to suit your circumstances
Tailor a term that brings the monthly repayments to a comfortable level to suit your budget.

Online simple application
The online application takes just minutes.

Instant decision
In the majority of cases, you’ll know if your application has been successful straight away, so no waiting around.

Who can apply for finance?

If you have a treatment plan which meets your practice’s minimum finance amount, you can apply for finance. Speak to a member of staff today for more information.

All applications are subject to status and a full credit check. Check our credit eligibility table below to help you find out if you are eligible to apply for finance in the first instance.

Eligible
Not eligible
Aged 18 or over
Younger than 18 years old
UK resident for more than 12 months
Non-UK resident or been living in the UK for less than 12 months
Have a UK personal bank account
No UK bank account in your name
In permanent employment
Unemployed

How much can I borrow?

Our range of finance options and terms are available for any treatment within the restrictions set out by your practice.

*Options may vary from practice to practice. You may be required to pay a deposit and minimum spend may be applicable. Speak to a member of staff today for more information.

Once the treatment plan and costs have been established, a member of staff can create a personalised finance quote for your treatment costs.

Once a finance option has been decided, a finance application can be created.

A patient can either complete the application with a member of staff or request the application to be sent by email for the patient to complete at home.

The application should take just minutes to complete and you’ll get an instant decision.

How do I apply for finance?

By submitting the online application, the patient will be given an instant decision.

How are loan repayments made?

Loan repayments will be taken on a specific date each month by direct debit. Once the first payment has been taken, you can call the friendly team at Hitachi Personal Finance and change your payment date if you wish.

What is the total amount I have to re-pay?

For our interest-free option, you will only pay back the amount you borrow. A full representative example can be seen below.

Representative Example – 0% finance*

Treatment cost
£2000
Loan Amount
£2000
APR Representative
0% APR
Interest Rate (Fixed)
0%
Loan term
12 Months
Monthly repayments
12 x £166.66
Total amount repayable
£1999.92

*all loans subject to status. T&C’s apply

Other Interest bearing loan options are available. Please ask a member of staff today for a quotation.

What happens if my treatment changes?

If your treatment plan changes and increases the cost, you can either pay directly to the practice or submit another finance application. A patient can have more than one finance agreement at a time, as long as the treatment amount meets the finance criteria (subject to status and
credit checks).

If your treatment costs are reduced due to a change in the treatment plan, the practice will refund the amount not needed for your treatment, which is credited straight to the loan agreement. The amount of your monthly repayment will remain the same, but your term will reduce.

Finance is provided by Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The Register can be accessed through http://fca.org.uk Registered Office: Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP. Registered in Cardiff under company no. 1630491

278 Uxbridge Road,Shepherds Bush, London, W12 7JA
020 8743 0585
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Testimonials


  • “To all at Bush Dentist, many thanks for the good job you have done. Thank you all. Don’t ever change!”

  • “Dear Mrs Patel, just to say thank you again for being so amazing in every way. I am truly grateful for the wonderful treatment you have given me over the years, it has been exceptional.”

  • “Neela is an amazingly great dentist – she sorted my teeth out – then coached me on how to look after my teeth – and now I never have problems with my teeth. The hygienist are excellent & the front staff are very efficient – thank you"

  • “To all at Bush Dentist, many thanks for the good job you have done. Thank you all. Don’t ever change!”

  • “Dear Mrs Patel, just to say thank you again for being so amazing in every way. I am truly grateful for the wonderful treatment you have given me over the years, it has been exceptional.”

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